婚后女人该留是多少“私房钱”

婚后怎么维持好家庭 ?“私房钱”听起來是个陈词滥调的话题讨论。这类源于古时候女性怕被丈夫抛下而隐藏财产以防万一的方式，一直续延来到今日。这些年来，不管讨论男生或者女人的私房钱，全是磨磨蹭蹭。

 shubuzhilaidaojinri，sifangqianyecongmomocengcengde“jimihuzhu”bianweileyigechaogaodetouxian“personalmoney”——guizishenziyouzhipeideqiancai，qishibukeyibaqianquanquchujiatingzhuang，zishendeqian，shiduoshaodeliuxiezishenzuozhu。hunhouzenmeweichihaojiating?hunyinlianaishiyihuishima?

yinci，bianyongyoujinrizheiyihuatitaolun，nvren，nizaibianhuaduoduandequanqiuzhong，gaiweizijiliushiduoshaosifangqian?

1、私房钱得用得妙

qingshuren：zhongqi 28sui wunv

婚龄：3年半

congheshigangkaishizansifangqian：kuaiwanhunshijiugangkaishizan

sifangxiezhenyuanyin：yixiewupinbukeyijixiwangyunanshengmai

sifangxiezhenganshou：qishidezangzhedian，yebukeyiduodetaiguo，buranyidanpuchu，jiushangganqingle。

 zhongqigennanpengyouquanshijindian，lianggerenjiayiqi，nianru40wan。yishizhuxingshangmeiyoujingjifazhanshangdebubian，jibianruci，zhongqihuanshiyongyouzishendexiaojinrongjigou。guigenjiedi，zhongqijuedezishenshigeshechipinbaobaonu，erzhangfuyouganjuemaizheixiewupinjishechilangfeiyouxurong。liangzhezhijianshangyizhemaizhengchao，bibushangzishenliuqianmai。qishimaihuiqu，zhangfuyebuqingchuhaoduoqian，jiushishuowenqilai，zhongqiyejiuguimaijianshuo，qishinanshengyingduinvrendeyifuhexuezi，sulaimeiyouhendabianbiegongzuonengli。

 zaizhongqilaikan，yigenvrenyaoshimeiyouhuaxuewuzhideshouhou，yizhiyixiequehan，yizhiyuhaihuiyinerweihaidaojiazhonghemu。yiner，zaihunqian，zhongqijiuxiangguoyaocunsifangqianle。zaimingquehunhou，zhongqijiuyoumudedibawolezhunzhangfudeyibufenjingjifazhanquanli。jiehunhou，liangkouzideqianjichudoujiyuzhongqicunfang，tajiushicongshouyizhongquchuyixiaobufen，zaiconggeleizhichuzhongqintunjieliuyidian，gongkuansicunjiujianjiandifengfuqilai。erzhangfubingbutaiguowenjiazhonghuaxiaodeshi，shijiyouhaoduoqiantadoubuqingchu，zhongqiyeledezhuanlinghuaqian。

 yexushizhanlehuasuanba，zhongqiduizhangfuyefenwaiwenrou，fuqidexiaoshenghuohuoxuyeguodefenwaiyouweidao。zhongqijuede，sifangqianyeshigongxianzailimian。

2、私房钱是幸福快乐股票基金

qingshuren：xiarong 29sui jiatingxingnvren

婚龄：5年

congheshigangkaishizansifangqian：wanhunyinianhou

sifangxiezhenyuanyin：yibianyingjizhixu，suanzuojiazhonggupiaojijin

sifangxiezhenganshou：sifangqiannenggourangyishizhuxingfanghuanyuweiran，keyijiqinrenchanshengyiwaijingxi

 jiatingxingdexiarongdoushijiazhongdecaizhengjuzhuguan，quanbudeshouyidouguitaqingxifenpai。zhangfujiaruyaomaigedawujian，huoshishiyuemomeiyanqianle，bixuxiangxiarongshenqingbanli。

 jibianruci，xiaronghuanshiqiaowushengxikaisheleyigegongkuansicun，huoxu，zheiyidabiqiantabingbushiyongyuzishenxiaofeide。zhishiweizheiyixiaojiatingcunyibifujiadejinjihewennuangupiaojijin。zheilaiyuanyutakanledeyizexiaogushi：“yigemaiyoudezhangfu，laidaochuxiyeneiyitian，fajuemeiyouqianguonianla，yijingchoumeibuzhanshi，laopocongchuangxiaquxiayizhixiaogang，shimanmandeyigangyou。

 laoposhuo，nimeirizaochentiaozhezhongdanliqujiayiqian，wohaiqiaoqiaoyaoyishaofangrugangli，jiupanayitianjiazhongyouyigejixu。yincizhangfumaileyou，qinrenyiguogefeichanghaodenian。” yincixiarongyexianggangecongmingnvren。

 xianrujin，xiarongbaneixiaogushixianxuexianmai，huoxubingbushiyouyujiazhongjiannan，shitapawanyiyouyitianyongyoujishi，tajiunenggoubazheiyidabiqiannachuqujinji。xianrujinwanhun5nian，meirinengcunxiajishiyuandegongkuansicun，rujinyishiyibidaqian，bingqiexiaronghainazheiyidabiqianganlexiaofengtou，jingranyoujinzhangxuduo。

3、私房钱是种确保

qingshuren：liyue 34sui jiatingxingnvren

婚龄：7年

congheshigangkaishizansifangqian：wanhun3duonian。

sifangxiezhenyuanyin：jizijizanxiecunhuodezichan。

sifangxiezhenganshou：zansifangqianshishuwunai，danyexuyouyitianqueshiyouyong。

 yaobushi3nianlizhangfudeyicipanbian，liyuebuguanzenyangyexiangbuqilaizansifangqian。neiyiciganqingtongkuyihou，suiranjiazhongbaochilexia。danliyueduizhangfudunshixinlai，erqiecaifaxianzishenwanyilihunle，gongzuozhongbutaihaodezishenjuranlianbaochiyishizhuxingdeqiandoushaodekeling，bingqieneiyiciexingshijianhou，liyuelejiezhangfuyeshisifangqian，bingqiebingbushixiaoshu，jingranjilianrenmailaitaoxiaowoshi。congneishiqi，tajiuyoumudedicongzuomaimaidezhangfushoushangjiqijiatingzhuanglinuozhuankouyayixieqian。duonianchulai，jingranyezanxiayibishulianghendadeqian。

 suiranzheileishuaxinyanzhangfudeyishizhuxingzailiyueneixinyedaozhileyihuo，dantajuedezansifangqiandoushiduizishendeyizhongquebao，doushiyouzhipeiquanzhengdedequanyihesuiyi。

讲解：

 youxieren，nvrencunsifangqianshiduihunyinshenghuoqianquexinlaiheguishugandezhuyaobiaoxian，huiyinqihunyinpolie。ercongzuoyoude3gelizhengkanlai，zheizhongqingkuangyou，danjuebushisuoyou，yizhiyuzhanbiqingdu。daliangdenvrencunsifangqianshiyibianrangzishenheqinrengaoxing，rangjiazhonggengjiahemuxingfu。

 yincijiuxuduorendizhishuo，jiaruzhangfuyoufuyouyoubaorongyoutengxizishen，nvrenhaihuicunsifangqianma?cankaodaanshihuicun。ruguoyigenvrenzhongjiuyizhiyoudianertaorenxihuandexiaofenbiexin，youmeifadiyuhuaxuewuzhideyinyou，keyishenmi、suiyidicaozongsifangqian，kaolvhuaxuewuzhiyaoqiuhezuoweinvrendeyidianxurong，neijiushitaihaoledeshier。zaiyigejiazhong，yaoshinvrenkaolvle，bujiushishuoyituanxianghehewennuanma。

小提示：你合适藏私房钱吗?

jiaruyouyiliangtiaoyunixiangfuhe，nijiu“zhunxu”nizangsifangqianle。

1、nichangchangkanzhongyixie“shechipinbaobao”，lirumingpaifuzhuanghuozhezhubaoshipin，qiebuyuanrangzhangfuweijiagezhoumeitou。

2、nichenzuiyuzansifangqiandekaixin。

3、nixiguanxingfanghuanyuweiran，bazanxiadesifangqiandangzuoshijiazhongde“yingjijin”，nachuqujiepozaimeijie。

4、nidezhangfushiyigebumingbaifanganqianderen，tajingchanghuitouhunnaozhangdizuochaoguojiazhongfeiyongyusuandexingwei。

 5、nixiantianxingjiushishuomeiyouanquangandexiaodongwu，duifuqiganqingpolie、zisunhoudaifazhanqiantu、jiazhongjinrongweijidengchoumeibuzhan。hunyinlianaishiyihuishima?